IBPS SO (SPECIALIST OFFICER)

Agriculture Officer : 

A large number of public sector bank branches are situated in rural areas which offer services to villagers, they provide loan for agriculture and allied activities keeping this in mind banks appoints an Agriculture Officer at their branches, these officers evaluate and process loan proposals and popularise government schemes which are implemented through banks. They make a significant contribution in promoting self help groups, financial inclusion and achieving priority sector loan targets. Priority sector is the segment which the government wants to encourage which include loan within prescribed limits for housing, education and farming etc. After a promotion agriculture Officer have the opportunity to work as a branch manager and at the other senior positions.

Human Resource Officer :

HR officers in banks while working at HR or personnel department of the bank, look after routine functions like issuing an appointment orders, transfer and placement, they work on the making a payroll of employee, they handle the compensation cases which comes to the HR offices. They evaluate the  performance of every employee. HR officers handle the  industrial relations, disciplinary cases and training administration etc. After a few years of experience they may become a Head of the HR department at regional or Zonal office of the bank.

Marketing Officer : 

Since a decade or so Public  Sector Banks have been intensifying their efforts for marketing of their products and services for which they use the services of Marketing Officers. Under the guidance of seniors and based on the priorities of the bank, they formulate and execute marketing strategies across the branch network. In the todays competitive era the job of Marketing Officer is very important.

Law Officer :

Banks have to deal with a variety of legal issues. Sometimes legal validity of documents have to be checked and sometimes there are legal issues pertaining to borrowers and even employees. In such cases, the banks valid interest is to be protected. As a Law Officer , one would be required to coordinate with external lawyers engaged by the bank and keep a track record of progress in the suits filed on behalf of the bank or those filed against it. 

Rajbhasha Adhikari :

All the Central government ministries, departments and public sector undertakings are required to implement the official language policy and promote use of Hindi in their internal working as well as in dealing with their customers and other stakeholders. To facilitate this, there is a provision for appointing Official Language Officer also known as Rajbhasha Adhikari. These Officers translate documents from English to Hindi and Vice versa, organise Hindi workshops, collect and compile reports and encourage employees to use Hindi in their work.

IT Officer :

As we can see, technology is making significant inroads in various aspects of our life. Gradually, banking is also being dominated by technological operations. Branches of a Bank are now integrated by network which enables customers of particular branch to perform their operations at any branch of the same bank. Information and Communication technologies have simplified mobile banking with ease of use. National Electronic Fund Transfer have been made available 24×7. All these have been made possible with the contribution of people with expertise in IT.